The Balanced Spreadsheet-Financial News, Budget Advice, Debt help, Financial Tips, and other advice

May 15, 2010

Helpful Links: www.AnnualCreditReport.com

Filed under: News Review, Personal Finance, Uncategorized — Tags: , , , — thebalancedspreadsheet @ 6:54 am

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AnnualCreditReport.com is a website that everyone should visit once a year.  The reason is because every year you get a free credit report.  The difference between this site and the other “free” credit report sites is that you do not have to enroll in any offers to get your “free” credit report.  You are allowed to get a free credit report from each of the 3 credit reporting companies (Equifax, TransUnion, and Experian) every 12 months.  So if you time it out you can get a free credit report every 4 months.

It is important to remember though that this is just a credit report, not a credit score.  It is good to check your credit report every year because most are filled with errors and it is a good thing to keep on top of things instead of getting a surprise or two when you apply for a mortgage.

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